LIMITED TIME ONLY

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Credit Card

Enjoy 20% off* your first Chico's purchase when you open and use a Chico's credit card today.

Offer valid 8/9-8/30/2026

Limited exclusions apply.

SEE IF YOU PREQUALIFY
Chico's Credit Card

The Card with Chic Privileges

Maximize your rewards when you open and use a Chico's credit card.**

Chico's Mastercard® Cardmembers

Earn

7.5

%
back on Chico's purchases
(7.5 points per $1 spent)
Limited exclusions apply.

Chico's Mastercard® Cardmembers

Earn

2

%
back on grocery store & restaurant purchases
(2 points per $1 spent)
Earn

1

%
back on all other Mastercard purchases
(1 point per $1 spent)
1,000 points = $10 reward
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Free Shipping***

No minimum
purchase
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Birthday Reward

We can't wait to
celebrate you!
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Founders 5%

5% off your Chico's
purchases
VIP members only
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Special Sales & Offers

Exclusive for
cardmembers

Card Image

Chico's Mastercard® cardmembers
earn everywhere they shop

See your earning potential with the Chico's Mastercard®

Sample Monthly Purchases†

Table
Monthly Chico's Earned
Rewards Potential:
$40
Annual Chico's Earned
Rewards Potential:
$480
†For illustrative purposes only
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Already a Cardmember?

Manage your credit card account

  • View your statements
  • Pay your bill
  • Check card balance
  • Update account information
Manage account
FAQs Terms

*Subject to credit approval. Offer valid from 8/9-8/30/2026. Can be combined with other offers. Any other discounts will be applied prior to this percent off offer. Not valid on purchase of gift cards, prior purchases, non-brand merchandise, and clearance merchandise. Valid for one-time use. For in store, discount must be used at store location on day approved. For online, discount code will be provided upon credit approval and is valid for 48 hours from date approved. Discount cannot be applied to previous purchases or redeemed for cash. Applicants who do not receive a credit decision at the time of their application, but are later approved, will receive a 15% off coupon in their credit card package.

**Purchases subject to credit approval. Cannot earn or redeem on third-party merchandise or gift cards. Cardmembers earn faster than non-cardmembers. See the Club Chico’s Rewards Program Terms and Conditions for details and restrictions.

***Purchases subject to credit approval. Free standard shipping is limited to the continental U.S. and excludes AK, HI and the U.S. territories. See the Club Chico's Rewards Program Terms and Conditions for details and restrictions.

The Chico's Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circle design are registered trademarks of Mastercard International Incorporated.